All_Pro_Bills

He's using gmail to communicate with Russian officials? If you want everyone to know your business that's the way to go. If you didn't know it Google and other service providers share all your e-mails, phone calls, social media posts, and text messages that flow through their operation with the NSA and other intelligence agencies. And all that stuff everyone claims is erased or deleted, they have it.

There are certain academic and course requirements for every degree. These are set by educators and others with experience in the specific field. Computer Science is not different. But I don't recall every needing any skills related to astrophysics in software development. The unemployment rate for recent computer science graduates is 6.1%. So there's no shortage of available American workers. The other aspect of the business is outsourcing. Which has eliminated more American jobs than any visa program. https://economictimes.indiatimes.com/news/international/us/gen-z-unemployment-rate-2025-computer-science-grads-face-one-of-the-highest-unemployment-rates-today-latest-job-market-news/articleshow/123418021.cms As the job market tightens the arguments for continuing to import large number of workers because of lack of domestic supply weakens.

I disagree. I've worked in the technology space most of my life in three different industries. At least in the tech space, the main objective of H1-B visa program is to bring cheaper labor into the country. Same as letting in all the illegals for low wage jobs. Unemployment among recent CS degree college graduates armed with the latest skills is high. And if these new graduates don't have the skills then what exactly are the specific skill sets Trump is referring to and why aren't universities and technical schools teaching the required skill sets?

I expect there are challenges to having a bi-coastal marriage to a "Hollywood" wife with her own career ambitions and goals. She's not going to play the role of the good star football player's wife running cookie sales or clothing drives for the community. Add in all of Allen's off field activities, appearances, commercials, interviews, more or less celebrity status after winning the MVP. It all adds up to a lot of distractions. On top of all that, he's experienced and smart enough to understand the shortcomings of the team and where things are headed. A likely wild card playoff spot and an early exit from the tournament. I'd love it this off season if he wakes up to the fact that half his career is past and demands the front office does the things most posters and observers of the team see as obvious flaws that need to be fixed if they want to make it to and win a Super Bowl. Let's start with getting some play making and impact receivers.

It is revolutionary in the sense that previous technology enabled enhancements to productivity resulting in workers being able to produce greater output then before. AI results in enhanced productivity while eliminating workers. The primary issue is all of the benefits of AI go to the owners of capital and all the costs and consequence go to labor. Millions will lose their jobs. The standard response from proponents of AI is the unemployed will work in "new" industries and jobs created as a result of AI without being able to articulate or speculate on what those new industries and jobs will be. Meanwhile, vast quantities of finite resources, water, natural gas, electricity, other materials are being allocated to this sector which will result in even greater costs to be borne by the have-nots. So far the focus has been to develop and deploy the technology as fast as possible and ignore any consequences to workers or society and civilization. The end goal being to produce an army of robot "slaves" to do the bidding of capitalists. Creating a class of 21st century slave owning plantations. A pretty dark vision for the future. I think it goes far beyond universal income. I'll speculate the party that seizes the high ground on the view that AI benefits and costs need to be managed and controlled and distributed equally for the good of all of society, not just wealthy tech moguls and their companies at the expense of everyone else will gain the upper hand winning a majority. Maybe as soon as 2026. My guess is the Democrats will embrace the issue as the Republicans are bit slow to catch on to the pulse of change going on here and generally this administration is adverse to taking on business interests.

First, almost everyone agrees a 50 year mortgage is a bad contract for the home buyer. A wonderful deal for the lender. If you run an amortization table the amount of principal of the monthly payment applied to the loan doesn't exceed the interest amount until sometime in year 37. So after 37 years of payments you haven't accrued very much equity in the home and are dependent on appreciation in the market value of the home to derive any real equity. You might be better off renting. Second, until you sell your home the appreciation in its value doesn't do anything for you. A 100% increase in your homes value will not provide you with any extra enjoyment, it won't increase the size of your kitchen, or make the basement hold any more stuff as you look around and wonder what's in all these boxes? One thing capital appreciation will do is qualify you for a nice big HELOC. Although the interest rate is about the lowest you'll get from any loan I would advise anyone to proceed with caution. The party home appreciation helps the most is the municipality of your residence which is more than happy to keep raising your property taxes every year at a rate which is multiples of your increases in income. Something that was the amount of a car lease on a Toyota Camry is now the equivalent of an additional mortgage payment each month. Then there are repairs, replacements, and upgrades to pay for like a new HVAC system or a roof. So at least being aware of these things is helpful in estimating a total cost of ownership of a home. Generally, if you plan on staying in the home then paying off the mortgage as fast as possible is the best approach. If you can accomplish that and bank say 1,500 to 2,000 a month instead of servicing a mortgage you can accumulate a lot of cash that can lead to you living a life of at least partial freedom from being a debt slave.

If the team plays the remainder of the season like they did on Sunday that could be something like a 1st round pick between 14 and 20. I might be alone here but picking that high would be better for the long term than getting into the playoffs only to get bounced out in the wildcard round.

I think the unique aspect of the inflation under Biden was the standard government money giveaways were accompanied by COVID era shutdowns of the economy. Which meant that at the same time demand was being juiced up by floods of money into the hands of consumers along with policies like eviction moratoriums and suspension of payments on things like student loans which put even more discretionary income into the hands of consumers. At the same time the supply of goods and services was being constrained by shutdown policies. So behold, demand outran supply and prices rose! If anyone isn't paying attention Trump's inflation is going to be something different. That plan is to aggressively cut rates. Throw out the Feds 2% inflation target policy. Create an economic boom in demand and supply by opening up the money supply flow in an attempt to grow significantly the economy at a higher than the rate of inflation all this is going to create. Where the idea of on-shoring a lot of lost production comes in is that in recent cycles all that benefit of increased demand for production was provided by corporations producing goods in other countries and the moving of production out of the US. All the benefit went to other countries. With domestic production, at somewhat higher costs and consumer prices, the benefit of the supply side is kept in the country.

If playing 1970's style offense in the 2020's with a generational QB talent is the plan then we're doomed to season after season of repetitive failure until some time in the distant future when ownership wakes up to reality.

You don't want to get forced into acting out of desperation but that's the position Beane put himself in by failing to address the obvious WR problem, with the exception of Coleman, in the past couple drafts. By contrast look at what the Eagles did by getting Phillips as a cheap rental for a 3rd. A 3rd they can get back as a supplemental pick if he signs a big free agent contract elsewhere. That's top-shelf GM work.

I believe that McDermott and Brady have settled on this offensive approach out of necessity rather than what they want to play in order to compensate for bad personnel decisions by Beane and the scouts in the draft and free agency. If the defense didn't suck and the offense had good receivers the strategy would change to open up the passing game. Add in problems with injuries which might be due to a bad training program and staff and this team is a mess with a generational QB in Allen and a great RB in Cook. If the front office hit on more 1-4 round players they could maximize Allen and the performance of the offense instead of compensating for the team's weaknesses that are mostly on defense.

I don't disagree but I see the $38 trillion in Federal debt and conclude we're heading for an unavoidable financial disaster regardless of what the marginal tax rate is on income. I'm interested to know if you see any way out of either direct default or attempting to inflate away the debt?

McDermott laments how he would prefer the "Wishbone" attack perfected by colleges such as Oklahoma in the 1970's.

Because that's what every Republican and Democrat administration and Federal Reserve Bank President has done since Nixon issued an executive order eliminating the gold convertibility feature of the US dollar. Since then government and their bankers have been creating inflation through monetary and fiscal policy that results in money flowing into financial markets which increases the wealth of the "haves" through capital appreciation while simultaneously increasing the cost of living for the "have nots" through increases in prices at a greater rate than wages. Add in bailing out the markets and the banks whenever the system of money creation fails which results in a crash and you get the idea.

In today's America everyone demands instant gratification and virtues such as thrift and financial discipline are unfamiliar concepts. Self-sacrifice is for suckers when you can just vote for some huckster that will raise taxes on the "wealthy" and appropriate somebody else's funds to enhance your living experience.

My solution would be to transition Kincaid to WR during the off-season. Put on some muscle mass and drop his weight about 10 pounds. Creates some match up advantages against most corners. There's your 50/50 ball guy. Not blazing fast but neither are productive receivers like Puka Nucua. That puts Knox on the field for more plays and makes Coleman expendable if he doesn't produce. Then go get a genuine #1 WR.

Terry holds the notable distinction of owning two professional sports teams that are wasting the careers of two generational talents in Josh Allen and Rasmus Dahlin. He needs to wake up to that problem.

The Bills have been the best team in the league over the past 6 seasons not to win anything. And this team's regression started on 1/23/22 with the 13 second game loss to the Chiefs.

4D chess indeed! Beane is cleverly maneuvering the Bills out of playoff contention and into the middle of the 1st round in the 2026 NFL draft so he can trade the pick to the Chiefs for an extra 6th rounder.

I don't think it's over for this group but I think it is over for this season. It's not panic. It's an intelligent assessment of the team and the competition. There are too many injuries to overcome and not many teams could pull that off. Those players should all be back, next season. But there are also too many personnel mistakes and missed opportunities resulting from the GM's decisions on the draft and free agency. Plus problems with the coaching staff. HC, OC, DC. Issues with scheme, strategy, play calling personnel use, situational in-game decisions. Add in what I sense is burnout from some of the players. I get the impression Allen is one of them. All these things are contributing to the team's unacceptable performance. All need to be addressed. Nothing can be ignored or addressed with hope. Some big changes are needed. A fresh approach and environment. Obviously, Pegula is hesitant to make big changes. He needs to resist the urge to do nothing here.

This traditional class warfare routine is getting tiresome especially when there are billionaires fronting the expenses and salaries of the people pushing it. Why the rich would pay people to attack them might cause some to inquire.

On that Int I think Josh's ball placement was poor. He threw the ball inside right into the defender when it should have been outside, in front of the receiver. I watched Stafford execute great ball placement maybe a dozen times today to receivers that were just as well covered. Granted his receiving group is far superior.

Moore and Samuel got open with their former teams and were productive in those systems. With the Bills offense they have single digit receptions. Look how Cooper caught few balls after the trade last season. I say scheme where the defense can focus on playing near the line of scrimmage because almost everything is short. The safeties creep up and don't worry much about anything over the top. I wasn't disappointed they didn't get a receiver at the trade deadline because whomever it was in a couple weeks we'd be grumbling this guy suddenly forgot how to get separation. Scheme, and play calling.

This version of the Bills has run its course. To be fair injuries have played a big role. But after this game I feel pretty close to how I remember feeling when the run of the 90's Super Bowl teams came to an end with a playoff loss to Jacksonville. Right now we're two games back in the division. Looking at the rest of the schedule I can argue they could finish at 9-8 and out of the playoffs. That might not be the worst thing. A loss in the wildcard or division rounds can no longer be considered a successful season. But there are things different from the 90's. Back then Kelly was at the end of his career. Today we still have Allen with about 6 or 7 good years left. The Bills also have Cook and good offensive line group. It would be a re-load not a rebuild. But the defense has too many players not performing to the level of their contracts and the cap space they take up. That's more an indictment of the GM than the players. A fresh perspective and some new energy is needed in the front office and the coaching staff. Is Pegula up to it? That's one big question.

Are you going to decline to take the potential "tariff rebate" of $2K from Trump as a matter of principal?