I had my share of accidents when I was younger, most were weather (ice) related.
I slid an S10 into a pole, the rear axle hit the pole and the truck swung 180 deg in a split second. I ended up in the passenger seat.
When my wife saw the truck it had two impact spots on the windshield, she asked what hit that?
It was my head. not a scratch on me.
I know I was lucky, but just the same you and the government shouldn't be worried about me.
Seat belt laws are a cash cow for the government.