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Mark80

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Everything posted by Mark80

  1. I just tried Peete's for the fist time. But I got the French Roast. Wasn't that big of a fan of it. However, I really liked how finely ground their beans were through. Almost to a powder. I will give the Italian a try next. If I don't like the first two types of a brand I try, I will probably move on from the brand at that point. Types I do like and buy often, pretty basic stuff: Tim Hortons Original, Dunkin Donuts Original, and Eight O'Clock Coffee Original (which I think is very underrated). Still looking for my real go to one as well as I will buy a lot of random stuff to try and find something that stands out above the rest, an elusive task at this point.
  2. I know this is a relatively new perspective on the Debit cards and just a couple years ago I would agree with you completly. I'm not sure if my information is law yet (i'm guessing no since you have way more experience and a CEO would certainly be on top if it if it were), or the way just certain institutions handle them as a matter of policy. But my info comes from working with one of the 3 major credit reporting services whose B2B portfolio of services is full of fraud / risk protection applications and platforms, and they say that debit cards do offer those protections now, pretty much the same as CCs. They industry is aware of the big problem they have with fraud and they are making it as easy as possible to protect and re-imburse / rectify fraudulent activities in order to not the Fed all over them for not protecting their customers from known issues. It may be a little more tedious for that re-imbursement since it is cash that is already gone basically, but they will, for the most part, make you whole.
  3. The CC companies have algorithms which help predict where you are likely to make purchases. Things like gas stations people tend to go to the same few all the time. If this was one you don't go to at all they probably noticed it and flagged it. They can tell that when you are this particular area you tend to go to this particular gas station. Or, conversely, if you always go to random ones with no pattern they can tell that as well and be more liberal with letting purchases go through unchecked. Say you make a "live" purchase in one part of town and then another live purchase is made a couple minutes later on the opposite side of town, they can tell that it would be impossible to drive that far and make two live purchases so close together time wise. I've done some work with some of these companies and how they protect against fraud. It's pretty impressive actually, and the amount that they actually catch before you are even charged or know is actually quite a lot and it is pretty scary to think about.. Check your statements at least a few times a week, if not daily. You only get screwed with Debit cards if you were negligent in giving out your information. Otherwise, they have the same protections as credit cards do. That is a common misconception though. Basically, you would have to tell someone in public your card number and pin number out loud, someone hears it and steals it, then you could be held responsible. Or leaving it in an ATM after you use it and the next person coming by and taking money out with it. That sort of card negligence.
  4. Uhhhh, no, not the Argonauts. You should pay closer attention to him, he looks phenomenal. And he basically has been putting up all his numbers in 3 quarters per game.
  5. Maybe, just maybe, this is because it is not McDermott's responsibility to sign the personnel and he didn't want to throw his GM under the bus? Not saying you are a poster that does this, but it amazes me how so many people here blame personnel issues on McDermott when it is clearly Beane's responsibility. McD offers input, but Beane goes after and signs the players / drafts them.
  6. Never understood why anyone would want to do something like this and ruin the challenge that is getting your funds up and having to make decisions on how you spend your money. Especially on a first play through. The ability to buy everything and anything you want in game just sounds pretty boring to me.
  7. Where did Boldin play again last year? Oh yeah, no where. He retired. He was 37 and was done. Had nothing to do with our team. He could have gone anywhere and played. He didn't, he retired. Our FO has shown they are willing to cut guys or trade them for basically nothing if they want (Vontae, and Richie as examples).
  8. Smart management understands when making the playoffs was a fluke, when we really didn't have the foundation to be consistently good or competitive for a SB title and takes action to get to that point. Smart management does not overreact and overplay their hand when they know they don't have anything. They stick to the much needed plan.
  9. Wait, wait, wait, wait. So, you say the staff lost you in 2017 pre-season. That is BEFORE they even played a single real game. You didn't even give them 1 game before they lost you. Give me a break, man. Then, you say that a backup QB who they drafted in the 5th round with absolutely no intention of him ever becoming more than a backup QB is what defines McDermott's coaching tenure. My lord, you are off the rails my friend. The start against the Chargers in 2017 for Peterman was the right move, but a bad result. Taylor had 56 yards passing the week before. Fifty-freaking-six!!! It was so obvious that the team was not going to do anything substantial with him as QB. Sure, he didn't throw a ton of picks, but he didn't get points either. Punts are pretty close to the same thing as picks and we punted all the time. As soon as team consistently spied Tyrod, he was ineffective. Period. Peterman looked good in practice (as he always does, same with pre-season) so they figured they would see what he could do. He failed miserably, they went back to Tyrod and we still made the playoffs. How did playing Peterman for that 1 half have any impact on our season at all? It didn't. Not one bit. Then this season he was the clear winner in the QB battle from all accounts. He deserved to start week 1. Again, he failed. Then we brought in our 7th overall pick to take over pretty much immediately. Peterman would never have started again barring injury. You say keep Watkins. For what? One season of having no QB to throw him the ball and have any significant impact. Were we going to the SB if we kept Watkins? Hell no. Maybe we still made the playoffs, maybe not. I think we would have had the same season and then lost him in FA. No way in hell we were paying him $16M a year. No f'n way. And finally, McDermott doesn't make the personnel decisions. Beane does. That's what GMs jobs are, not HCs. Sure, the HC has input, the Beane makes the calls. Such a clueless post and take. Sorry man. But it is.
  10. On to chapter 3. I've spent way too much time buying clothes. Rocking a sweet dark red / maroon hat and jacket, the french blue shirt, some dark grayish pants, and some nice boots with some red in them as well at the moment. I like to look like a dignified outlaw, Doc Holliday style.
  11. Peterman shines in this game. 250+ 2TDs+ 1 INT at most. I'm calling a win here. He has shown flashes, this week he puts it together.
  12. You should see the kitchen area, or that of any style buffet place. Used to do deliveries to them way back when. Raw meat sitting out in containers on the floor with no refrigeration, maggots in their used bar towels, you get the picture. Will never eat at a buffet place ever again, unless it's a high class vegas style one.
  13. Seriously? Have you even seen this guy? He is not obese at all. Or are just making an assumption because he plays DT? Guy is mostly muscle.
  14. It's getting rave reviews which is rare these days for triple-A titles. My download just completed (about 2.5 hours). I'm jumping in now for a couple hours.
  15. Mine is installing right now. 87 GB so taking a long time. Wish I would have done it at midnight so I could have woken up to it being installed already. Sometimes working from home has it's advantages and today is one of those days!
  16. Been doing the red top on blue bottoms on Madden since the color rush came out. They look amazing.
  17. Yeah, that is the rule. But seriously, how stupid is that rule? Are you telling me teams cannot afford to pay for and have 2 different helmets properly fitted? So dumb.
  18. Loved me some Hillbilly Jim. The midget match at was an all-time classic.
  19. Dude, you are wrong. Sorry. I cannot explain it another time. The event starts at the first extra point attempt. There are two choices to start with. One has a 50% chance of giving you the win if you can score again (kick the PAT, option A) the other has a 62.5% chance of giving you the win if you can score again (go for 2pt conversion, option B). All the scenarios that follow that one choice are already accounted for in those two percentages. Comparing outcomes at different starting points (first TD and second TD) are not the same thing as you seem to be thinking. The choice has to start from the common event (the first TD scored).
  20. You are comparing two different events as if they are the same, they are not. Let's agree the win % to go PAT on both and then go to OT is 50%. We know it's not, as you agree, but its close enough. Option A Going for a PAT on TD1 yields the following: Go for PAT on TD2 go to OT, 50% chance to win. OR go for 2PT conversion and the win now, again roughly 50% for arguments sake. Either way, you have a 50/50 shot at winning give or take if you to for PAT on TD1. Only possible outcome with 2TDs, no other points by other team, and 100% PAT conversion rate (even though we know that isn't the case). Also, discounting a potential tie. Option B Now, going for 2PT on TD1 still gives you that 50% chance that you got above to win. But it ALSO (not "or" as in above, but also) gives you the bonus opportunity to win when you miss that initial 2pt conversion that is not present in the previous scenario, option A. Here, on TD2 you can go for it again and have a 50% chance of sending it to overtime where you will have another 50% chance to win. By going for the 2pt only on TD2, you are not giving yourself that "second chance" that you could get if you missed it in this current scenario. This ends up yielding a 62.5% chance to win with our assumed numbers, not the 50% outlined above in A. I don't think I could explain it any further my man, you either get it or you don't.
  21. The difference is that you have no recourse if you are not successful getting it down 1. You just lose the game. If you go for it down 8 and are not successful, then you have another opportunity to try again after the next score to tie it up and send it into overtime. First example: Team is down 24-23, miss the 2 point attempt at end of game, game is over. Second example: Team is down 24-16, they go for 2 and are not successful. They score again and are now down 24-22 and can now try another 2-pt conversion to tie it up.
  22. Not true at all. Someone matching his description was. That could be as vague as a 5'10" - 6'2" 180-220 lbs white male wearing jeans and a black t-shirt or something like that.
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