Lovie went to the Super Bowl with Rex Grossman at quarterback. His defensive nucleus (Urlacher, Briggs, Tillman) has been old for about 5 years now. He has consistently been given zero talent at offensive line. Brandon Marshall is the first true number one wide receiver that he's ever coached.
As I've said elsewhere today I don't think Jerry Angelo did a very good job in providing talent for the Bears and I view Lovie as a guy who overachieved given his talent. You see it differently.
But when I asked you why I should trust your opinion, I was thinking that maybe you live in Chicago and watch the team very closely, have seen every game, etc.