Every year they change the rules so new loopholes can be exploited by big businesses in the know and not by everyone else. These regulations are simple licenses of favoritism. Nothing will be reformed. The financial system will not be more transparent, the rules will not be better enforced. It will not serve our economy better. The big banks will become government holding companies for cheap credit. Currency will inflate because of it. In other words, nothing will change.
This is the third or fourth wave of supposed financial overhauls for this administration. The hoopla will continue endlessly, nothing will change. One party will praise big business as American and prosperous, the other party will demonize it, the stupid masses will bicker, nothing will change. We have always been at war with Eurasia.