SDS

FWIW, those totals are since Oct. 2003 I believe.... Maybe that summer at the earliest. Considering many here have been around since 1998... you could make those numbers 3x. I'm sure ICE had 50k easy...

But to accept this - you are saying that having ready access to YOUR wealth has zero value. Money stuffed into the walls of your house is not readily available for your use. "If you sell".... Ummmm, that's the whole point. That money is useless in times of need. Why would you want to be forced to sell your home to access your wealth? That $105k+ could be in a liquid investment somewhere. That is like Ralph saying he is a billionaire because he owns the Bills. Well, Ralph needs to sell the team (or borrow against it) to realize that wealth. Paying down your debt isn't bad, you will be better off than most people who don't save at all. But you are fooling yourself if you say it is the BEST thing to do with your money.

what, no " " for me? Miserable bastage...

J-Bone will have something to whine about - misery is in his blood!

A little thing called "the sun" - or lack thereof - in the Rochester area...

you missed the point of the article. The object is to accumulate wealth, not eliminate debt. Tiger Woods doesn't care if he has a $20M mortgage because Tiger Woods has accumalated enough wealth to handle his debt. So, all that money you have invested becomes your income when you retire. Remember these are EXTRA investments (in leiu of paying off your mortgage). This money can then be used to pay your bills. You can't pay your bills if you stuffed the money in the walls of your house.

just look at the reply column and the views column and do a rough estimate. 50:1 is through the roof!

true. all very true. The link I referenced also talks about using the old debt ratios (21% and 28%), not the new 28% and 35%. My issue is that I keep getting laid off. If I get a couple years in and I feel more secure about my emplyment, I'll revisit rates and see if 30 yrs doesn't make sense. Right now, I'm getting the itch, but 1 yr into the job just isn't enough. I'll wait until I get that clearance 1st,

as a statistical side note - this thread is pretty incredible. A good rule of thumb is that a 15:1 read:reply ratio is an average thread. 10:1 isn't well read and 20+:1 is very well read. This puppy is pushing 50:1.... not too shabby!

The winner here is our frozen friend in the far NW.... Read this for some sensible advice on your mortgage: http://www.ricedelman.com/planning/home/rule21.asp Paying off your mortgage doesn't qualify as stupid, but it isn't the best thing to do with that money either. You want to create wealth, not eliminate debt. I bought my house with a 30 yr. mortgage and refinanced with a fixed interest only 7 year arm (w/ an option to pay the variable rate in years 8, 9, and 10). So CTM can have my house in 6 years... The key is what you do with that money that you are "saving". If you invest that wisely, interest only loans can be your friend...

The fact that you thought of this scares the bejeezus out of me!

regardless, if R v. W was overturned it would just go back to the states. MD has already passed a state amendment declaring abortion to be legal, so it will always be legal here in MD.

I'm a native American. Born in Depew and I live in MD!!!

Robonic Three Stooges Yes, Moe, Larry, and Curly as animated human/robot like things. I can't believe THAT wasn't a major hit!

Actually, I meant to put "clueless fan" up there for laughs...

If you were building the Mount Rushmore of sports - whose faces would you put up for the following categories (one face per category only!): NFL MLB NBA NHL Boxing Soccer Tennis Golf Wrestling (NCAA/Olympic) NASCAR Track and Field Swimming Clueless Fan

As long as there are retards like Dave Wandstadt and Mike Ditka making personal decisions there will always be a market for "dry relations" in public view.

Could you provide a list of these "idiots"? I haven't seen a single person post that, so this info would be great...

although I think you are emphasing "pro-bowl", I think "former" is the key word there....

We have come a long ways since last season, which was a miserable one for our community. I think this season will be radically different, which isn't to say it will be trouble free, but those times should be drastically reduced. During the draft, the only two sites that handled the load was bb.com and us, so we have reason to be optimistic. One bright spot on the horizon is that our board software is going through a major upgrade. The claim is that it is much more efficient than the current version. I also have the SCSI disc scenario in my back pocket, but I want to hold off until it the software is released. The downside to all of this is that there are only 20 or so days out of the year that we can determine performance... Hopefully, we have all the pieces in place for a great 2005 season... As always, I welcome any suggestions to make everything run a little better.

Apparently only Joe counts in Joe's world...

"the tv makes me look twelve inches taller, 100 lbs heavier, and white..."

20 minutes would make them gay.

Huh?

I was just getting ready to type that...